Fees
You shouldn't pay to be a family.
Sending to family, shared pots, receiving — everything inside Sabyl is free. Fees exist only where money enters or leaves, and every one is on this page.
€0.00
to send, to share, to receive —
inside Sabyl, always
Whether it's €5 or €5,000
Fees live only at the edges
Money pays a fee at the door — never inside the house.
Add money
1% minimum €0.30
When money enters Sabyl from your bank.
€100.00 in → €99.00 lands
Withdraw · EUR bank
0.75% no minimum
When money leaves Sabyl for a euro bank account.
€99.00 out → fee €0.74
Cash out · Morocco
Coming soon€1.99 + 1% + a small FX margin
Planned pricing, published early. You'll see the exact rate and the dirham amount before you confirm.
If a fee ever changes, you'll hear from us by email at least 30 days ahead — and never retroactively.
One €100, traced to the cent
Rachid, in Lyon, sends €100 to his mother in Rabat. The whole journey, nothing left out.
SABYL
Rachid → Mom · Lyon → Rabat
You add
€100.00
Add-money fee · 1%
−€1.00
In your Sabyl
€99.00
You send to Mom
€0.00 FREE
Mom receives
€99.00
Sabyl earned
€1.00
····· if she moves it to her bank ·····
Withdrawal fee · 0.75%
−€0.74
Her bank receives
€98.26
Sabyl earned, in total
€1.74
Fees round to the nearest cent
The €0.30 minimum only matters under €30
Merci · Choukran
Sending €100, compared
Total cost of getting €100 to family abroad — Sabyl's whole journey against the published world average.
The whole Sabyl journey
€1.74
World-average transfer
≈ €6.36
World Bank, Remittance Prices Worldwide, Q3 2025 — global average 6.36% per transfer. We compare against the published average, not a named competitor. It's fairer, and still not close.
The regulated part, plainly
Sabyl is the app your family uses. The regulated payment services behind it — accounts, money transfers, and custody of funds — are provided by Bridge, a Stripe company. Sabyl itself is not a bank.
How your money is protected →